/* ===== v4 ===== */
.hdr .wrap{height:80px}
.btn-panel{background:var(--blue-50);color:var(--blue);min-width:150px;height:50px;box-shadow:none}
.btn-panel:hover{background:var(--blue-100)}
i.ic{display:grid;place-items:center;color:var(--blue)}
.cat i.ic{width:56px;height:56px;border-radius:16px;background:var(--blue-50);margin-bottom:8px;transition:.25s}
.cat i.ic svg{width:26px;height:26px}
.cat:hover i.ic{background:var(--blue);color:#fff}
.w i.ic{width:52px;height:52px;border-radius:15px;background:var(--blue-50);margin-bottom:10px}
.w i.ic svg{width:24px;height:24px}
.steps li>i.ic{width:46px;height:46px;border-radius:14px;background:var(--blue);color:#fff;flex-shrink:0;box-shadow:0 8px 18px -8px rgba(51,119,232,.8)}
.steps li>i.ic svg{width:22px;height:22px}
.trust li>i.ic{width:38px;height:38px;border-radius:12px;background:var(--blue-50);flex-shrink:0}
.trust li>i.ic svg{width:20px;height:20px}

/* accounts hub */
.hub-sec{background:#F2F6FD;padding-bottom:88px;margin-top:88px;padding-top:80px}
.hub{display:grid;grid-template-columns:1fr 360px 1fr;grid-template-rows:auto;gap:0 70px;align-items:center;min-height:0}
.hub-col{display:grid;gap:24px}
.acc{position:relative;display:flex;align-items:center;gap:16px;background:#fff;border-radius:18px;box-shadow:var(--shadow);padding:20px 22px;transition:transform .35s,box-shadow .35s}
.acc i{order:-1;width:56px;height:56px;border-radius:14px;background:linear-gradient(135deg,var(--c2),var(--c1));display:grid;place-items:center;flex-shrink:0;box-shadow:0 10px 20px -10px var(--c1)}
.acc i img{width:26px;filter:brightness(0) invert(1)}.acc i svg{width:26px;height:26px}
.acc b{display:block;color:var(--ink);font-weight:800;font-size:15.5px;line-height:1.7}
.acc small{color:var(--muted);font-size:12.5px;font-weight:500}
.acc::after{content:"";position:absolute;top:50%;width:46px;height:56px;border:1.6px dashed #B9C9EA;transform:translateY(-50%)}
.hub-col:first-child .acc::after{left:-58px;border-right:0;border-radius:12px 0 0 12px}
.hub-col:last-child .acc::after{right:-58px;border-left:0;border-radius:0 12px 12px 0}
.acc.on{transform:scale(1.03);box-shadow:0 20px 44px -20px rgba(51,119,232,.45)}
.acc.on::before{content:"";position:absolute;inset:0;border-radius:18px;border:1.5px solid var(--blue-100)}
.phone2{position:relative;height:480px;border-radius:52px 52px 0 0;background:linear-gradient(180deg,#FFFFFF,#F4F7FD);border:10px solid #EEF2F9;border-bottom:0;box-shadow:0 30px 70px -30px rgba(30,37,73,.25),inset 0 0 0 1px #E4EAF5;padding:16px 16px 0;-webkit-mask-image:linear-gradient(180deg,#000 70%,transparent);mask-image:linear-gradient(180deg,#000 70%,transparent)}
.p2-bar{display:flex;align-items:center;justify-content:space-between;padding:4px 14px 14px;color:var(--ink);font-size:15px}
.isl{width:70px;height:6px;border-radius:6px;background:#E3E8F2}
.p2-ic{display:flex;gap:8px;align-items:center}.p2-ic svg{width:18px;height:18px}
.bat{width:24px;height:12px;border-radius:3px;background:var(--ink)}
.p2-screen{position:relative;overflow:hidden;background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:28px 18px 24px;text-align:center}
.p2-blob{position:absolute;width:300px;height:300px;border-radius:50%;background:#EEF3FC;top:-150px;left:-90px}
.p2-slides{position:relative;height:150px}
.p2s{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;gap:8px;opacity:0;transform:translateY(12px) scale(.96);transition:opacity .6s,transform .6s cubic-bezier(.2,.7,.2,1)}
.p2s.on{opacity:1;transform:none}
.p2s i{width:62px;height:62px;border-radius:50%;background:linear-gradient(135deg,var(--c2),var(--c1));display:grid;place-items:center;box-shadow:0 12px 24px -10px var(--c1)}
.p2s i img{width:28px;filter:brightness(0) invert(1)}.p2s i svg{width:28px;height:28px}
.p2s small{font-weight:700;color:var(--ink);font-size:13.5px;margin-top:6px}
.p2s b{font-size:30px;font-weight:800;color:var(--ink);line-height:1.2}
.p2-btns{position:relative;display:flex;gap:10px;justify-content:center;margin-top:10px}
.p2-btns span{padding:10px 20px;border-radius:10px;color:#fff;font-weight:700;font-size:13px}
.p2-btns .a{background:#22C55E}.p2-btns .b{background:#4C8DF6}
.p2-dots{display:flex;gap:6px;justify-content:center;margin-top:18px}
.p2-dots i{width:7px;height:7px;border-radius:7px;background:#D5DEEE;transition:.4s}
.p2-dots i.on{width:22px;background:var(--blue)}

/* gift cards */
.btn-outline{display:inline-flex;align-items:center;gap:8px;height:50px;padding:0 20px;border-radius:12px;border:1.5px solid var(--blue-100);background:#fff;font-weight:700;color:var(--ink);font-size:14px;transition:.2s}
.btn-outline:hover{border-color:var(--blue);color:var(--blue)}.btn-outline svg{width:16px;height:16px}
.gcs{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.gc{background:#fff;border-radius:20px;box-shadow:var(--shadow);padding:14px 14px 18px;transition:transform .35s cubic-bezier(.2,.7,.2,1),box-shadow .35s}
.gc:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.gc-art{position:relative;overflow:hidden;aspect-ratio:1.6;border-radius:14px;background:linear-gradient(120deg,var(--c1),var(--c2));color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px}
.gc-wm{position:absolute;width:120px;left:-26px;top:50%;transform:translateY(-50%) rotate(-14deg);opacity:.12;filter:brightness(0) invert(1)}
.gc-waves{position:absolute;inset:0;width:100%;height:100%}.gc-waves path{fill:none;stroke:rgba(255,255,255,.12);stroke-width:1.5}
.gc-brand{position:relative;display:flex;align-items:center;gap:10px;font-weight:800;font-size:22px}
.gc-brand img{width:30px;height:30px;filter:brightness(0) invert(1)}
.gc-art>b{position:relative;font-weight:800;font-size:18px}
.gc-art em{position:absolute;bottom:0;right:22px;font-style:normal;background:#fff;color:var(--ink);font-weight:700;font-size:13px;padding:4px 14px 2px;border-radius:10px 10px 0 0}
.gc-art::before{content:"";position:absolute;top:-40%;bottom:-40%;left:-60%;width:40%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.25),transparent);transform:skewX(-20deg);transition:left .9s}
.gc:hover .gc-art::before{left:130%}
.gc-meta{padding:14px 6px 0}
.gc-meta h3{font-size:15px;font-weight:800;margin-bottom:16px}
.gc-row{display:flex;justify-content:space-between;align-items:center}
.gc-reg{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--muted);font-weight:600}
.gc-reg .flag{width:20px;height:14px;border-radius:3px}
.gc-reg svg:first-child{width:18px;height:18px}
.gc-go{display:flex;align-items:center;gap:4px;font-weight:800;color:var(--ink);font-size:14px}.gc-go svg{width:15px;height:15px}
.gc:hover .gc-go{color:var(--blue)}

/* reviews carousel */
.pill{display:inline-block;margin-top:10px;padding:6px 18px;border-radius:10px;background:var(--blue-50);font-size:13px;font-weight:600;color:var(--text)}
.revs .wrap{position:relative;overflow:hidden}
.rv-track{position:relative;height:300px;margin-top:10px}
.rv2{position:absolute;top:0;left:50%;width:min(540px,72%);transition:transform .7s cubic-bezier(.2,.7,.2,1),opacity .7s,filter .7s;opacity:0;pointer-events:none;transform:translateX(-50%)}
.rv2 blockquote{background:#fff;border-radius:20px;box-shadow:var(--shadow);min-height:170px;display:grid;place-items:center;padding:30px 36px;text-align:center;color:var(--ink);font-size:15px;font-weight:600;line-height:2.1}
.rv2 figcaption{display:flex;align-items:center;gap:14px;margin-top:22px;padding:0 6px}
.rv2 figcaption i{width:58px;height:58px;border-radius:16px;background:linear-gradient(135deg,#4C8DF6,#1F5FD0);color:#fff;display:grid;place-items:center;flex-shrink:0}
.rv2 figcaption i svg{width:28px;height:28px}
.rv2 figcaption b{display:block;color:var(--ink);font-weight:700;font-size:15px}
.rv2 figcaption small{font-size:12.5px;color:var(--muted)}
.rate{margin-inline-start:auto;display:flex;gap:10px;align-items:center;color:var(--muted);font-weight:600;font-size:14px}
.rate em{font-style:normal;color:#F5B400;letter-spacing:.12em}
.rv2.c{opacity:1;pointer-events:auto;z-index:2}
.rv2.r{opacity:.35;transform:translateX(calc(-50% + 108%)) scale(.92);filter:blur(1.5px)}
.rv2.l{opacity:.35;transform:translateX(calc(-50% - 108%)) scale(.92);filter:blur(1.5px)}
.revs .wrap::before,.revs .wrap::after{content:"";position:absolute;top:120px;bottom:60px;width:160px;z-index:3;pointer-events:none}
.revs .wrap::before{right:0;background:linear-gradient(270deg,var(--bg),transparent)}
.revs .wrap::after{left:0;background:linear-gradient(90deg,var(--bg),transparent)}
.rv-nav{display:flex;gap:10px;justify-content:center;margin-top:6px}
.rv-nav button{width:44px;height:44px;border-radius:12px;border:0;background:#fff;box-shadow:var(--shadow);cursor:pointer;color:var(--ink);display:grid;place-items:center}
.rv-nav button:hover{background:var(--blue);color:#fff}.rv-nav svg{width:18px;height:18px}
.sample{text-align:center;font-size:11.5px;color:var(--muted);margin-top:12px;opacity:.8}

/* dark footer */
.ft{margin-top:150px;background:#0E1736;color:#C5CCE6;padding-bottom:28px}
.ft-band{position:relative;top:-60px;margin-bottom:-20px;display:flex;align-items:center;gap:20px;background:linear-gradient(110deg,#1E55D8,#3377E8 60%,#4C8DF6);border-radius:22px;padding:26px 34px;color:#fff;box-shadow:0 30px 60px -30px rgba(51,119,232,.8);overflow:hidden}
.ft-band::after{content:"";position:absolute;inset:0;background:repeating-linear-gradient(135deg,rgba(255,255,255,.04) 0 2px,transparent 2px 22px);pointer-events:none}
.ft-hs{width:64px;height:64px;border-radius:50%;border:1.5px solid rgba(255,255,255,.35);display:grid;place-items:center;flex-shrink:0}
.ft-hs svg{width:28px;height:28px}
.ft-band-t b{display:block;font-size:19px;font-weight:800;color:#fff}
.ft-band-t span{font-size:13.5px;opacity:.9}
.ft-phone{margin-inline-start:auto;font-size:30px;font-weight:800;color:#fff;white-space:nowrap}
.ft-chat{display:inline-flex;align-items:center;gap:6px;height:52px;padding:0 20px;border-radius:12px;background:rgba(255,255,255,.16);color:#fff;font-weight:700;white-space:nowrap;position:relative;z-index:1}
.ft-chat:hover{background:rgba(255,255,255,.26)}.ft-chat svg{width:16px;height:16px}
.ft-main{display:grid;grid-template-columns:1.2fr 1fr;gap:56px;align-items:center;padding:30px 0 40px}
.ft-logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:900;font-size:24px}
.ft-logo img{width:52px;height:auto}
.ft-about p{margin:18px 0 22px;font-size:14.5px;line-height:2.3;text-align:justify;color:#C5CCE6}
.ft-seal{display:inline-grid;place-items:center;width:100px;height:100px;border-radius:16px;background:#fff}
.ft-map{position:relative;height:260px;border-radius:20px;overflow:hidden;background:#1A2550}
.ft-map-bg{position:absolute;inset:0;width:100%;height:100%}
.ft-pin{position:absolute;top:28%;left:30%;width:26px;height:26px;border-radius:50% 50% 50% 0;transform:rotate(-45deg);background:var(--gold);box-shadow:0 0 0 8px rgba(249,165,0,.18)}
.ft-addr{position:absolute;right:24px;bottom:22px;left:24px;display:flex;flex-direction:column;align-items:flex-start;gap:10px}
.pill2{padding:6px 16px;border-radius:10px;background:rgba(255,255,255,.12);color:#fff;font-weight:700;font-size:13.5px}
.ft-addr b{color:#fff;font-weight:700;font-size:15px;line-height:1.9}
.ft-soc{display:flex;gap:10px}
.ft-soc a{width:38px;height:38px;border-radius:11px;border:1.5px solid rgba(255,255,255,.25);display:grid;place-items:center;color:#fff;transition:.2s}
.ft-soc a:hover{background:#fff;color:#0E1736}.ft-soc svg{width:18px;height:18px}
.ft-contact{display:flex;align-items:center;gap:28px;padding:26px 0;border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08)}
.ft-tels{display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.ft-tels b{color:#fff;font-weight:800;font-size:16px}
.ft-tels a{color:var(--gold);font-weight:800;font-size:18px}
.ft-mail{display:flex;align-items:center;gap:8px;color:#fff;font-weight:600}.ft-mail svg{width:20px;height:20px;color:var(--gold)}
.ft-cta{margin-inline-start:auto;display:inline-flex;align-items:center;gap:8px;height:52px;padding:0 24px;border-radius:12px;border:1.5px solid var(--gold);color:var(--gold);font-weight:700;white-space:nowrap}
.ft-cta:hover{background:var(--gold);color:#0E1736}.ft-cta svg{width:16px;height:16px}
.ft-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:24px;font-size:13.5px}
.ft-bottom nav{display:flex;gap:28px;flex-wrap:wrap}
.ft-bottom a:hover{color:#fff}
.ft-bottom b{color:var(--gold)}

@media (max-width:1080px){
  .hub{grid-template-columns:1fr;grid-template-rows:auto;gap:20px}
  .phone2{order:-1;width:340px;margin:0 auto;height:440px}
  .acc::after{display:none}
  .gcs{grid-template-columns:repeat(2,1fr)}
  .ft-main{grid-template-columns:1fr}
  .ft-band{flex-wrap:wrap}.ft-phone{margin:0}
  .ft-contact{flex-wrap:wrap}.ft-cta{margin:0}
}
@media (max-width:720px){
  .hdr .wrap{height:64px}
  .btn-panel{min-width:0;height:42px;padding:0 16px}
  .phone2{width:100%;max-width:330px}
  .gcs{grid-template-columns:1fr 1fr;gap:12px}
  .gc{padding:8px 8px 12px}.gc-brand{font-size:15px}.gc-brand img{width:20px;height:20px}.gc-art>b{font-size:13px}.gc-art em{font-size:11px;right:12px}
  .gc-meta h3{font-size:13.5px;margin-bottom:10px}.gc-reg{font-size:12px}
  .rv2{width:92%}.rv2.r,.rv2.l{opacity:0}
  .rate{display:none}
  .revs .wrap::before,.revs .wrap::after{display:none}
  .rv-track{height:330px}
  .ft{margin-top:120px}
  .ft-band{padding:22px;top:-50px}.ft-phone{font-size:24px}
  .ft-bottom{flex-direction:column;align-items:flex-start}
}
@media (max-width:720px){
  .hero-art{width:520px;max-width:none;height:440px;margin:6px calc((100% - 520px)/2) -150px;transform:scale(.64);transform-origin:top center}
  .gc-row{flex-wrap:wrap;gap:6px}
  .gc-reg{font-size:11.5px}
  .gc-go{font-size:13px}
}